Verify Your Bank Account  |  Cloud Billing  |  Google Cloud (2024)

Depending on your country, you might need to verify your bank account to use itas a payment method by direct debit. A small test deposit will appear in yourbank account within a few days of adding the account as a payment method. Afteryou see the test deposit, you should verify the deposit as described inFind and enter a test deposit.

If your account has a billing address in the United States, you can instantlyverify your bank account rather than use the test deposit, as described inVerify your bank account instantly.

If you're verifying bank information while creating a new billing account,follow the instructions atcreate a new Cloud Billing account.

Before you begin

Depending on your country's regulations, you might have to accept a directdebit mandate, which gives Google permission to charge your bank account.Follow these steps to accept your direct debit mandate:

1. In the Google Cloud console, open the Manage Billing Account pagefor your Cloud Billing account, and select the Payment overviewtab.

   Go to Payment overview

2. At the prompt, choose the Cloud Billing account with theassociated bank account that you want to verify. If you have a pendingdirect debit mandate, the page shows an alert.

3. Click Sign mandate, and follow the steps to sign the direct debitauthorization.

Find and enter a test deposit

Three to five business days after you add your bank account information to yourCloud Billing account, a small test deposit will appear in your bankaccount.

To verify the test deposit:

1. Review your bank records and search for a deposit from Google Inc. orAFS, Google's payment partner. The deposit will be less than $1.00.
2. When you find the deposit, note the exact amount of the deposit.

3. In the Google Cloud console, go to the Payment method page.

   Go to the Payment method page

   See Also

   Verify your identity or payment infoHow to Fix “Verification Required” for Apps Downloads on iPhone and iPadPayment methods that you can use with your Apple ID - Apple SupportHow do I verify payment method?

4. At the prompt, choose the Cloud Billing account with theassociated bank account you want to verify.

5. On the Payment method page, find your bank account and clickVerify test deposit.

6. Enter the exact amount of the test deposit and clickSubmit.

7. After you enter the correct amount, the account is verified and you canstart using your bank account as your primary form of payment.

Failed test deposits

On rare occasions, our attempt to make a test deposit doesn't work. If thishappens, you'll receive an email and see a notice in Billing accounts.There are several reasons why the test deposit might not work, including:

• Your bank account information is not correct.
• Your bank account no longer exists.
• Your bank account has a restriction against automatic bank account payments.

If your test deposit failed, please check the accuracy of the bank accountinformation you provided. Here's how:

1. In the Google Cloud console, go to the Payment method page.

   Go to the Payment method page

2. At the prompt, choose the Cloud Billing account with theassociated bank account you want to verify.

3. On the Payment method page, find your bank account. Review all the accountdetails for accuracy.

4. After reviewing your account details, do one of the following:

   • If the bank account details are correct, contact your bank to ensure thatthere aren't any account restrictions that prevent you from usingautomatic bank account payments. Your bank might also call these typesof payments direct debit payments. If your bank doesn't allow automaticpayments then you cannot use this account as a form of payment. If theydo, then to reinstate the account, remove it from yourCloud Billing account and then add your bank account again asif it were a new form of payment.
   • If the bank account details are incorrect, you need to add your bankaccount again as a new form of payment. Later, you can remove the incorrectbank account from your Cloud Billing account payment methods.

For more information about removing or adding your bank account as a form ofpayment, seeAdd, Remove, or Update a Payment Method.

An alternative to a test deposit is to verify your U.S. bank account withInstant bank verification.

(US-only) Verify your bank account instantly

We offer instant bank verification for Google Cloud customers. Unlikethe test deposit verification method, which takes several days to complete,instant bank verification allows you to verify your bank account within seconds.

You can use instant bank verification in either of the following situations:

• If you haven't entered your bank account information yet
• If you've recently entered your bank account information

Each of these situations is described in the following sections.

The following points are important to keep inmind when attempting instant verification for your bank account:

• Check that the name of your bank is correct. If it's wrong, go back to thepayment Settings page and verify the bank's details.
• You need to enter the credentials that you use to sign in to your bank online,not the ones that you use for your Google Cloud account.
• If instant verification fails because there was a problem connecting to yourbank, you can try again later or use test deposit verification as describedabove.

If you haven't entered your bank account information yet

If you are entering your U.S. bank account information for the first time, youhave the option to either verify instantly or verify via test deposit. Followthese steps to add your U.S. bank account information and to verify yourbank account details using instant bank verification:

1. In the Google Cloud console, go to the Payment method page.

   Go to the Payment method page

2. At the prompt, choose the Cloud Billing account with theassociated bank account that you want to add and verify.

3. To add the bank account information, on the Payment method page, clickAdd payment method.

   1. Select Add a bank account.
   2. Enter your bank account details.
   3. Click Save.

4. On the Verify your bank account page, selectVerify by logging into your bank account, and then clickVerify.

5. Enter the Online ID and Passcode that you use to sign in to your bankonline.

6. Click Verify.

Your bank account is now verified.

If you've recently entered your bank account information

If you have recently added a U.S. bank account and want to use instantverification instead of the test deposit verification method, you can easilyswitch. After entering your U.S. bank account information, follow these stepsto verify your bank account details using instant bank verification:

1. In the Google Cloud console, go to the Payment method page.

   Go to the Payment method page

2. At the prompt, choose the Cloud Billing account with theassociated bank account that you want to verify.

3. On the Payment method page, find your bank account and click Verify.

4. On the Verify your bank account page, selectVerify by logging into your bank account, and then clickVerify.

5. Enter the Online ID and Passcode that you use to sign in to your bankonline.

6. Click Verify.

Your bank account is now verified.