What you need to open a checking account | Apply online | U.S. Bank (2024)

FAQs

What you need to open a checking account | Apply online | U.S. Bank? ›

You can apply online for a checking account if you're 18 years or older and a legal U.S. resident. You'll need the following information: Your Social Security number. A valid, government-issued photo ID like a driver's license, passport or state or military ID.

What do I need to open a bank account? online or in person: a government-issued ID, personal details such as your Social Security number, and a way to fund your new account with an initial deposit.

Almost every bank requires you to present a valid government-issued photo ID when opening a checking account. This verifies that you are who you say you are and allows the bank to match your name and face. The most common form of government-issued photo ID is a driver's license or a state-issued ID.

Two latest passport size photographs. Address and identity proof documents. For a full list of address and identity proof documents, click here. Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport / Aadhar Card.

You can open a U.S. bank account even if you don't have a Social Security number or card. While every bank has different criteria, some will accept an individual tax identification number (ITIN) instead.

i. A duly attested copy of either Driving License, Service Card, Nikkah Nama, Birth Certificate, Educational Degree/ Certificate, Pension Book, Insurance Certificate. ii. A passport sized photograph duly attested by Gazetted officer/Chairman/Administrator/bank officer.

Contact details, such as your phone number and email address. This is because you may be sent a password during the application process. Personal details. You need to give consent for the bank to run a credit check on you.

Once you have an account with a bank, you will be able to go onto their website and enable online access to your accounts. You will need some kind of identification that is associated with your account, such as a Social Security number, Federal ID number, driver's license number, birth date, and/or account number.

Most people can open a bank account online, but not everyone gets approved. Some banks can reject applicants based on previous bank account history if there's a case of fraud or unpaid fees. This history is usually at a consumer agency called ChexSystems.

With the power of technology, opening a checking account online can now happen from the comfort of your own home. Another plus? It can save you a trip to the bank. Here's how you can open a checking account online so you can start managing your available funds.

What is required when opening a bank account? ›

Some bank accounts can be opened online, while others have to be opened in-branch. To open an account, all you need is your ID book and proof of residence. A bank account is a reliable way to keep your money safe while earning interest. Many jobs nowadays also require you to have a bank account to receive your salary.

Account Information

Turn your saving goals into reality with FirstBank's savings account. Valid means of identification (national ID, international passport, driver's license). Utility Bill (electricity bill, water rate bill, tenement rate, rent receipt). Two passport size photographs.

To open an account, complete the proper paperwork, show identification, go through account verification, and sign a signature card. Maintaining an account means making deposits and withdrawals, recording transactions in the checkbook register, and keeping track of your balance.